Laptops · GHS 85/wk
Pay small small for your next laptop
Lock in today's price. Pay daily, weekly, or monthly. Market prices change. Yours won't.
What can you pay small small for?
From phones and laptops to sewing machines and motorcycles. Browse our marketplace now.
Laptops · GHS 85/wk
iPhones · GHS 120/wk
Motorcycles · GHS 95/wk
Sewing machines · GHS 45/wk
How PaySmallSmall works
Three steps. That's it.
1
Browse products
Phones, laptops, fridges, sewing machines. Pick what you need from our partner stores.
2
Configure your plan
Choose daily, weekly, or monthly payments. Pick how long you want to pay. See your exact cost upfront.
3
Pay your instalments
Pay with MoMo right from your phone. Stay on schedule and collect your item when you're done.
And as you pay, good things happen.
Keep My Price
Your price stays locked
Prices went up 23% last year. Yours won't. Start a plan and your price is locked from day one.
GHS 2,500
Your price, locked
RepScore
Your trust grows
Every on-time payment builds your RepScore. Higher score, leads to better terms and faster access.
Trust: High
Collect Early
60%
Collect early
Get your item at 60% paid with a good RepScore. No need to wait till the end.
60%
Take it home
Need help? Share your plan with friends and family using Pay4Me.
See the math.
No hidden fees. No interest. Just simple weekly payments.
Example
iPhone 15 (128GB)
Item price
GHS 7,200
Weekly payment
GHS 300/week
Duration
6 months
That's just GHS 43/day. Or GHS 1,200/mo.
Pay with
MTN MoMo
Telecel Cash
Built on discipline. Not debt.
Friends and family can help
Share your plan link. Your auntie in Kumasi, your brother in Accra. Anyone can chip in.
No hidden fees. Ever.
Total cost shown upfront. No surprises. No hidden charges.
Pay with MoMo
MTN MoMo or Telecel Cash. Auto-debit available. GHS 50 to start.
Your favourite brands.
Phones, laptops, fridges, mattresses, and more.
Samsung
Xiaomi
Apple
LG
Bruhm
Nasco
Ashfoam
Fulfilled by Electroland, Electromart, Ashfoam, Xiaomi Ghana, and more.
Electroland
Xiaomi Ghana
Ashfoam
HAK Computers
Real people. Real stories.
"I didn't think I could afford a laptop. Motito made it possible. GHS 55 a week and it was mine."
"My mother needed a new sewing machine for her shop. I used Pay4Me to help her pay for it. She collected it before Christmas."
Got questions?
Is my money safe?
Yes. We're part of the Bank of Ghana regulatory sandbox. Your money is protected until your item is ready for collection.
What if I miss a payment?
Your RepScore takes a hit, but your plan keeps going. Next time we debit you, we collect what you owe plus your regular payment. You can also pay ahead or extend your plan if you need more time.
Can I cancel and get my money back?
Cancel within 24 hours and get 100% back. After 24 hours, we refund you minus a 10% cancellation fee to cover admin costs. No other charges.
What if the item price changes?
Keep My Price is on by default. Your price stays locked from day one. The only way it changes is if you switch it off yourself. We advise against that.
More questions?
I started Motito because I watched people I care about miss out on things they needed. Not because they weren't working hard, but because they couldn't pay all at once. PaySmallSmall changes that.
— T. Martins, Founder of Motito